Official appraisal of homes and all types of real estate.

Know the real value of a property in a quick way

We provide you with a detailed and accurate report on the value of your property at the best price and without complications.

Indicates the address or cadastral reference of the property.

Our services

Buy or sell any real estate property with greater confidence

Valuations for inheritances

Mortgage appraisal

Judicial appraisals

Rent report

Expropriation proceedings

Measurement of land

Why should you ask for an appraisal before taking out a mortgage?

Getting an appraisal before obtaining a home mortgage is crucial because it determines the true value of the property in today's market, can influence the terms of the loan, such as the amount borrowed and the interest rate, and protects the buyer by providing accurate information to make informed decisions about the purchase.

Our value proposition

How do I request an official home appraisal?

Request your appraisal quickly and securely in 4 easy steps through our online process.

Complete the form

We will ask you for the location or cadastral reference of the property, and its characteristics. You will get an estimate and you will be able to start the appraisal process immediately.

Visit and inspection of the property

Within 24/48 hours, our appraiser will contact you to coordinate the visit and inspection of the property.

Preparation of the report

We verify the necessary documents, and complete the information with a market study to determine the value of your property.

Mailing of the appraisal

Our team of experts will verify all the information to ensure the accuracy of the data and will deliver your official appraisal by email.

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Necessary documents

What do I need to request an appraisal?

You will only need the address or cadastral reference and the nota simple.
If you are missing something, do not worry, we can help you to process it.

Required

Address or cadastral reference

More agility when paying the offer online, all the management procedures are carried out automatically, so you will not need to carry out any other process.

Required

Nota Simple

Now it's easier than ever to get the nota simple registration. Just fill out a simple online form and you will receive the note in just 24 business hours.

Request your Nota Simple

Recommended

Energy certificate

The Energy Efficiency Certificate (CEE) is a mandatory document for all properties for sale or rent.

Get your energy certificate

We are leaders in the appraisal market

Trust in our impartiality and prestige recognized by all financial institutions and the Administration. Value your property with us and negotiate your mortgage with total freedom.

Official appraisal of homes and all types of real estate.

When might I need a real estate appraisal?

Inheritances

We help you understand the real value of the assets to be distributed in an inheritance so that the distribution is fair and equitable.

Mortgage appraisal

Request instantly and online your mortgage appraisal whether you are a company, entity or individual.

Legal Proceedings

We provide valuation reports for legal proceedings, determining the market value of properties for legal purposes.

Rent report

We offer market analysis to make informed decisions about leasing properties.

Expropriations / Foreclosures

Establishes just compensation for the owner who loses his property due to expropriation / foreclosure

Measurement of land

Our extensive network of architects and surveyors will help you to accurately delimit the exact area and surface of your property or land.

We guarantee you support in all the occasions in which it is necessary to calculate the value of a property.

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How much is Mi Casa worth?

Mi Casa' is the only tool in the sector aimed at private clients that reports quarterly and free of charge the evolution of the price of your house.

Determine how much you will be able to sell your property for at any given time.

Do you want to move? With "Mi Casa" you can find out if it is a good time to buy a new home.

How much can I sell my home for? Find out the answer and you will know how much you could finance using your property as collateral.

Mi Casa' is free for all our clients, past, present or future. Take advantage now and activate 'Mi Casa' once you request your appraisal at Tinsa.

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Millions of people now know the real price of their home thanks to Tinsa

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Frequently asked questions about appraisals

We clear your doubts

Who appraises a house and what is taken into account?

Appraisals for mortgage purposes are regulated by the Bank of Spain under ECO 805/2003, according to Law 1/2013 of May 14. They must be carried out by a competent technician from a company approved by the Bank of Spain such as Tinsa.

An official appraiser will calculate the appraisal value of your home or property by analyzing different variables such as location, the services that exist in the area, the type of building (single-family or multi-family) and its situation within it, the surface and distribution of the property, its views and lighting, the quality of the construction materials, installations, the elevator, community services, age, state of conservation and other sustainability criteria.

The appraisal report will reflect the appraised value of the property (on which the loan is calculated) and the reference to determine the auction value (minimum amount for which the property would be foreclosed in an auction if the loan is not repaid). This report provides security in the purchase, since it detects if there is any anomaly in case there is any anomaly in the Land Registry, the Cadastre or in the urban situation.

How long does an appraisal take, how much does it cost and when does an appraisal report expire?

An official appraisal takes an average of three to five working days after the appraiser's visit to the property once all the necessary documentation is available.

The price of an appraisal depends on the type of property and its location. On our website you can hire it from 250 € euros.
The validity of the appraisal report of a property for mortgage purposes is 6 months from the issuance of the report.

How long does it take to sign a mortgage after the appraisal?

Once the bank has the appraisal in its possession, the deadline for the signing of the mortgage is usually between 15 and 20 days. This period will depend on the financial entity, the notary, the buyer and the seller.

Once the transaction has been approved by the financial entity, an appointment is made at the notary for the signing, which is attended by the bank's representative, the buyer and the seller of the property.

What happens if the appraisal is lower than the purchase price?

The appraised value is never "high" or "low". It is a market value issued by an accredited and independent official appraiser after analyzing the characteristics of the property and the market conditions, among other aspects. It tends to be referred to as "high" or "low" because it is related to the buyer/seller's expectations or to the purchase price, which is a value agreed between two parties.

A high appraisal will allow you to obtain greater financing. The fact that the appraisal value is lower than the purchase price does not prevent the sale from taking place. Simply, the buyer will have to contribute a greater amount of own funds (savings) to cover the difference between the purchase price and the amount contributed by the financial entity (normally, 80% of the appraised value).

An appraisal before closing the purchase agreement allows you to verify, before signing the earnest money contract, that the sale value is in line with the market value and the total amount you can afford to pay based on your level of savings.

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